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Flexiti Financing

* Limited time offer
Do Not Pay Until 2026 (16 months, no interest, deferred payment) *OAC
Offer valid for financed purchases from September 1/2024 to December 31 2024.

 

  

We’ve partnered with Flexiti to help turn your big purchases into small payments.

Apply today and get approved for 0% financing* in minutes.


How it works

Flexiti Financing - MJM Furniture

 

 

The flexible way to pay

Plans that work for you
Equal monthly payments - no interest*
Break up your entire purchase (including tax, applicable fees, and optional insurance premiums) into equal monthly payments over the course of your term. Plan terms range from 3 – 48.
Deferred payment - interest accrues, no payments*
Defer your entire purchase (including tax, applicable fees, and optional insurance premiums) and pay in full at the end of your term. Only annual fees (if applicable) will be charged upfront. Plan terms range from 3 – 12.
Regular credit purchase*
It’s perfect for small purchases too! Use your Flexiti Card just like a regular credit card.

 

Flexiti Fees

Admin Fees
A transactional fee that’s charged when you finance a purchase. Admin fees range from 3 – 72 depending on your term length and may be expressed as a monthly or annual amount. Admin fees are financed within you  total purchase amount (not applicable for Quebec residents).
Annual Fee
Annual fees range from $24.99 -- $100.08 annual fee is charged annually if your account has a balance ($39.99 for residents of Quebec). Your first annual fee is due on your first statement


Frequently Asked Questions

How do I apply for Flexiti ?

Click ‘Apply now’ to access Flexiti’s quick and easy online application. It only takes minutes to complete!

How do I pay with Flexiti ?

Shopping online? At checkout, select Flexiti as your payment method. You’ll be prompted to apply for a Flexiti account or to enter your existing Flexiti account number. Then, select your financing plan and complete your purchase. It’s that easy! Or, if you’re shopping in-store, chat with a sales representative to apply or make purchases using your Flexiti account via our merchant app.

How do I manage my account ?

All you have to do is register your account online at my.flexiti.com! Once you’re registered, you’ll be able to see all your account details like your credit limit, outstanding balance, statements, financing plan details and more.

How do I make payments ?

Making payments is as easy as using your bank’s online bill payment system – just add Flexiti (Flexiti Financial) as a payee! You can also send a cheque to the address below – include your account number on the cheque to avoid delays: Flexiti Financial Inc. Attention: Account Services – Payment Processing P.O. Box 340, Orangeville, ON, L9W 2Z7

How do I contact Flexiti ?

Call 1-877-259-3745 or email service@flexiti.com.

 

Terms & Conditions:

Flexiti financed purchases will only be shipped to the billing address provided to Flexiti on the customer application. We will not ship to any secondary shipping address provided. Your financed purchase at MJM Furniture cannot be released from our warehouse for at least 48 to 72 hours.

MJM admin fees applicable to each purchase (non-refundable). O.A.C. Subject to terms of your Flexiti cardholder agreement. Minimum purchase of $1000 applies. For deferred plans, no payments are required during the promo period, except for payment protection insurance premiums, fees and taxes, if applicable, which are billed monthly. Interest at the cardholder agreement annual interest rate (Account AIR) accrues during the promo period and will be charged if the balance is not paid in full by the promo expiry date or if the promo is cancelled due to payment default on the account. No interest will accrue during the promo period and monthly payments include premiums for payment protection insurance, fees and taxes, if applicable. If any payment is missed, all promo offers on the account may be cancelled and upon cancellation, interest will be calculated at the Account AIR. Initial Account AIR is disclosed upon approval, varies based on cardholder’s creditworthiness at time of application. Current Account AIRs are 31.99%, 35% (max for Quebec residents), and 37.99%. Any balance at the end of the promo period bears interest at the Account AIR. Admin fees are applicable and will be financed with purchase (excluding Quebec residents). Annual fee of $39.99 applies for residents of Quebec and $24.99 may apply for residents of other provinces. No payments deferred plans are not available for Quebec residents, however, other deferred interest promos are available. Promos and terms may be changed without notice. Conditional upon ID verification and on approved credit and valid email address required.

Applications may be subject to a secondary, manual review. Financing provided by Flexiti Financial. Flexiti, FlexitiCard, and Flexiti Financial are trademarks of Flexiti Financial Inc.